Can you go from ADN to MSN?
You may consider advancing your career if you’re a nursing professional, a Registered Nurse, or a nursing student. One of the most important qualifications to qualify for the most advanced nursing roles is a master’s degree in nursing, generally known as a Master of Science in Nursing or MSN.
Of course, as with any graduate-level program of study, pursuing an MSN requires a significant financial, time, and effort investment. Before proceeding, you want to be sure you understand what you’re getting into.
20 Best ADN / RN To MSN Bridge Programs
Begin by learning about what an MSN is, and then weigh the benefits and drawbacks of an MSN to determine whether the benefits outweigh the costs.
You may decide that this is a task you can complete immediately, or you may wish to revisit this project later.
If you are a registered nurse (RN), you may wish to further your profession by pursuing a master’s degree (MSN) degree. Earning a graduate nursing degree has numerous advantages.
For example, the projected job growth rate for nurses with an MSN is 45 percent, far higher than the average for other occupations.
RN To Masters In Nursing
This article discusses the finest RN-to-MSN programs that do not require a bachelor’s degree.
We rank the finest RN-to-MSN programs using a data-driven methodology, making picking a school that works for you easier.
Our methodology is based on what we believe are the most important factors for students, including academic quality, cost, reputation, and program offerings.
Please continue reading to discover more about RN-to-MSN programs that do not require a bachelor’s degree in nursing, or jump directly to our list of the best RN-to-MSN programs.
Best ADN to MSN Programs
1. Yale University
In Yale’s RN to MSN program, students are prepared to take on leadership roles in the nursing field and enhance their practice. There are seven different concentrations in the program.
Students have the option of full- or part-time enrollment. Students can specialize in one of four areas of clinical expertise during their last year of study, leading to certification.
Diabetes, cancer, gender and sexuality, health equity, and research are a few examples.
An approved bachelor’s degree, an associate’s or a diploma in nursing, a current RN licensure, and at least a 3.0 GPA are all required for admission.
2. Vanderbilt University
Students in the RN-to-MSN program at Vanderbilt are prepared for advanced-practice specialties in 14 different areas of nursing practice.
Natural science prerequisites are required of non-nursing bachelor’s degree holders. The format of the program is a hybrid one. In-person and online classes are arranged in focused blocks for students.
An accredited bachelor’s degree, an associate degree in nursing, or a diploma from an accredited institution; current licensure as a registered nurse (RN); and a minimum 3.0 GPA.
3. University of Virginia-Main Campus
Nurses interested in healthcare administration, nursing leadership, or policy can pursue an RN-to-CNL degree at UVA, one of the nation’s top nursing schools. Forty-three credits are required for this part-time, accelerated program.
Over two semesters, students complete their studies. Practicums and clinical nurse leader (CNL) residencies are required of students in their final semester.
Per credit, out-of-state students pay $1,432, and Virginia residents pay $871; enrollment requires a bachelor’s degree from an approved university, a current RN licensure, and a minimum 3.0 GPA.
4. Johns Hopkins University
Accelerated Master of Science in Nursing (MSN) programs at Johns Hopkins focused on leadership and global impact. Non-nursing bachelor’s degree holders must complete 17-21 prerequisite courses.
Applicants can fulfill all of the qualifications entirely on the web. Pathophysiology, child health, and leadership for professional nursing are all covered in the curriculum.
Admission requires a bachelor’s degree from an accredited university in a non-nursing subject and a minimum GPA of 3.0. The cost per credit is $1,790.
5. University of Central Florida
The RN-to-MSN program at UCF is designed for registered nurses with bachelor’s degrees in fields other than nursing.
There are three tracks in the program, which are entirely online.
These include nursing and healthcare simulation, nurse educator, and nursing leadership and management. You must complete nine upper-division nursing prerequisites before students can move on to graduate-level courses.
In addition to the clinical hours, students must complete 31-36 credits to graduate from this program.
Residents of Florida pay $370 per credit, but out-of-state students must pay $1,194 per credit.
Admission Requirements include a bachelor’s degree from an approved university, an associate degree or certification in nursing from an accredited program, and a current license as a registered nurse.
6. California State University-Fullerton
An MSN in nursing leadership is available at CSUF, one of 23 California State University campuses. You may run it entirely online.
However, students must complete a clinical practicum in person. Applicants without a nursing degree must finish a community health nursing preparatory course. A “C” or better is required.
Students taking six credits or less pay $2,082, while those taking more than six pay $3,588.
A minimum of a 3.0 GPA and a bachelor’s degree in nursing or a comparable discipline from an approved university is required for admission.
7. California State University Long-Beach
There are three master-level programs in nursing at CSULB that prepare students for jobs as nurse practitioners, nurses in the clinical setting, and professors.
Graduates may also work as public health nursing leaders or nurse executives. A variety of nurse practitioner specialties are available to those seeking an RN-to-MSN degree.
In addition, they can concentrate on nursing or health systems administration at the graduate level.
A bachelor’s degree in nursing or a related profession, a valid RN license, and a minimum 3.0 GPA are all required for admission to the program, which costs $2,082 for six credits or less and $3,588 for more than six courses.
8. University of Rochester
Rochester University’s RN-to-BS-to-MS accelerated program offers both online and evening session alternatives.
Rochester is consistently listed among the best nursing schools, and its master’s students have a 100% employment record within a year of graduation.
RNs interested in nursing education, clinical nursing leadership, or healthcare system leadership are encouraged to apply for this position.
It costs $1,640 per credit and requires an RN license, an associate degree in nursing or a diploma from a recognized program, and a 3.0 GPA for enrollment.
9. Northeastern University
A family nurse practitioner master’s degree program at Northeastern University is open to RNs with a year or more of clinical experience. Both full and part-time options are available to students.
Courses are offered in an online and on-campus manner for 58 credits. On-campus meetings are required twice a semester for online students.
A bachelor’s degree from an authorized university in a non-nursing discipline is required for admission, as is active licensure as an RN, at least one year of full-time nursing experience, and a minimum grade point average of 3.0. The estimated graduate school tuition & fees at Northeastern University is $26,040.
10. San Diego State University
At least 36 credits are needed for SDSU’s Master of Science in Nursing. Students have the option of full- or part-time enrollment.
Non-nursing bachelor’s degree holders who wish to continue their education in the nursing field must take specific required courses. After that, they can move on to post-baccalaureate study.
A bachelor’s degree in a non-nursing field from an authorized university, a current RN license, and an overall GPA of 3.0 are all required for enrollment, which costs $3,071 for six credits or less and $4,577 for more than six.
11. James Madison University
James Madison University, a public university in Harrisonburg, Virginia, offers online MSN programs to graduate students.
The Nursing Administrator specialization is a 32-credit online degree program with rolling admissions. Students are given a face-to-face orientation at the beginning of each semester to help them get up to speed.
12. Frontier Nursing University
An MSN degree program is available at Frontier Nursing University for current registered nurses with at least one year of RN experience and an associate degree in nursing.
It is possible to apply to the program if you have a bachelor’s degree in a discipline other than nursing.
Nurses interested in pursuing a career as a nurse-midwife, nurse practitioner, or mental health nurse practitioner will benefit from the bridge program.
The college’s accelerated Doctor of Nursing Practice (DNP) program is open to students who have completed their Master of Science in Nursing (MSN).
13. Chamberlain University
Chamberlain University’s ADN/RN to MSN program is a dual degree program that enables students to earn their BSN and MSN concurrently.
The fast track reduces course loads, placing nurses in high-level roles more quickly.
Courses are offered every eight weeks and feature a curriculum tailored to each student’s schedule. Admission requires an ADN and a minimum of 77 college credits obtained.
The overall cost of the online degree program is between $25,000 and $35,000, which makes the college a very inexpensive option.
14. Robert Morris University
Robert Morris University is another higher education institution that offers online MSN programs for nurses who lack a BSN degree. Students earn both bachelor’s and master’s degrees upon graduation.
The CCNE accredits the degree programs and contains classes preparing nurses for academic, clinical, and research settings.
The curriculum includes health evaluations, health policy, and pharmacology.
15. Gonzaga University
Gonzaga University’s RN to MSN program is open to registered nurses who have already earned their ADN degrees.
The bridge program trains nurses on critical nursing issues such as best business practices, healthcare laws, and quality care. The course will also cover nursing administrators’ ethical, financial, and legal responsibilities.
A total of 45 credits is necessary to graduate from the program.
16. University of Delaware
The University of Delaware recently introduced a bridge program for nurses interested in earning an MSN without completing a BSN first.
The school will provide the degree with the Lerner School of Business through a dual study program. Students attend nursing and business courses concurrently to prepare for a management-level career in nursing.
Upon completion, the ADN to MSN program graduates will be eligible for the CCNE’s Executive Nursing Practice accreditation.
17. University of Texas
As the medical division of the University of Texas, this school offers a variety of MSN programs, including Adult/Gerontology Acute Care Nurse Practitioner, Adult/Gerontology Primary Care Nurse Practitioner, Clinical Nurse Leader, Executive Nurse Leader, Family Nurse Practitioner, Neonatal Nurse Practitioner, and Nurse Educator.
Students will learn what they need to know to be successful nursing leaders. SACS and CCNE accredit the school. Tuition and fees are subject to change based on the program.
Please go to the individual program websites for a complete breakdown of tuition fees.
18. University of Pittsburgh
The University of Pittsburgh School of Nursing provides online programs leading to a Bachelor of Science in Nursing and a Master of Science in Nursing.
Additionally, an on-site-only program for the Doctor of Nursing Practice is available.
Clinical rotations are held at the University of Pittsburgh Medical Center or one of the university’s other nationally renowned medical institutions.
The programs enhance each student’s nursing abilities, propelling them to new heights in their professions and establishing them as industry leaders.
The University of Pittsburgh is a public university with roughly 28,000 students enrolled in 17 undergraduate and graduate courses and colleges.
Additionally, the nursing programs in Pittsburgh offer classes for people seeking to improve their education and advance their careers while still working.
19. Stony Brook University
The Stony Brook School of Nursing provides an online Registered Nurse Baccalaureate to Master’s Program with some on-campus requirements.
The Registered Nurse BSN to MSN program assists RNs with an associate’s degree in nursing to earn a Bachelor of Science in Nursing (BSN) and advance to a Master’s schedule in their chosen specialty.
The program places a premium on communication, leadership, and collaboration in caring for individuals, families, and even entire populations—students in their local communities complete clinical experiences.
Stony Brook University is located on Long Island in New York City, in the lovely city of Stony Brook.
The university, an internationally renowned research institution, comprises four New York University System institutions.
20. Drexel University
Drexel University’s accelerated Registered Nursing to Bachelor of Science in Nursing to Master of Science in Nursing program is accredited by the Commission on Collegiate Nursing Education.
The dual accelerated program is designed for nurses with bachelor’s degrees in non-nursing.
Additionally, it is a program for registered nurses with an associate’s degree who wish to advance their careers by obtaining additional education.
For those who work, online classes provide greater flexibility. Additionally, clinics are held in the local community to provide students with hands-on experience.
Drexel University’s main campus is in the heart of Philadelphia, Pennsylvania.
The university was founded in 1891 by philanthropist and banker Anthony J. Drexel and is one of the nation’s leading cooperative education institutions.
Since 1997, Drexel has offered online nursing degrees and one of the country’s most comprehensive MSN programs.
Conclusion On Associates To Masters In Nursing
A postgraduate degree in nursing is unquestionably worthwhile for individuals with prior experience in the field who wish to advance their careers.
An MSN degree enables you to specialize and develop into a well-rounded nurse. All the effort will be worth it, as nurses with a postgraduate degree enjoy excellent wages.
Additionally, being a nurse is gratifying.
It enables you to assist those in pain and experiencing some of the most trying times. That is frequently when these individuals are at their most vulnerable and honest.
They frequently reveal their true selves to you, share their most profound sentiments and regrets, and tell you about all the beautiful things they hope to accomplish once they fully recover.
Nothing is more rewarding than being there for your patients; everyone you encounter teaches you something.
ADN / RN To MSN Bridge Programs Online
Here are the top RN to MSN online programs.
You’re an RN who wants to learn more about your field. Where do you want to go from here? A Master’s in Science in Nursing is an option (MSN).
A Master of Science in Nursing (MSN) degree will help you gain more nursing experience and expertise, which can be beneficial as you progress in your profession.
A Master of Science in Nursing degree may allow you to specialize in your nursing career.
As an advanced practice nurse practitioner (APRN), you can engage in more extensive and sophisticated clinical work with patients.
Cheapest Online RN To MSN Programs
RN-to-MSN bridge programs may be an excellent option to advance your nursing career.
These programs, designed for registered nurses who want to major in their nursing career, allow you to improve on the abilities you’ve already gained.
Sacred Heart University
SHU is a little-known jewel in the academic world.
At this private Roman Catholic university, you’ll find a College of Nursing that boasts high certification pass rates, small class sizes, experienced instructors, and graduate programs that are cheap and accessible to working professionals.
The CNL, Nursing Education, and Nursing Management & Executive Leadership tracks are offered through SHU’s Online RN-BSN-MSN program.
If you already have all of your required credits, you should be able to complete both degrees in around 3.5 years.
The Bachelor of Science in Nursing component is worth 30 credits.
The MSN comprises 24–27 credits (e.g., 8-9 courses). This utterly online curriculum is likewise designed to be as convenient as possible.
Clinical practicums can be conducted in the state in which you live. Every year, there are six start dates. Furthermore, courses are only eight weeks in length.
The number of credits required for RN to BSN is 30, while the number needed for MSN is 24-27. Tuition for the bare minimum is estimated to be $28,380.
There are no on-campus requirements because the curriculum is delivered entirely online. A 3.0 GPA is required for admission.
The Commission on Certification of Nursing Education (CCNE) certifies accreditation.
University of San Francisco
This private Jesuit university features a strong School of Nursing and Health Professions, strong clinical linkages in the Bay Area, and a reputation for producing seasoned graduates.
Alumni have stated that the MSN program is fast-paced and challenging, with teachers expecting students to produce high-quality work.
Given the importance of diversity, fairness, and global perspectives in the school’s mission, you may expect those themes to run throughout your education.
The expedited Online RN-MSN program at USF is designed for registered nurses who want to forgo the BSN and go straight to the MSN. In total, you’ll complete 38 credits for six semesters.
The final two semesters involve a practicum (e.g., 400 hours) and an internship experience.
You will be responsible for procuring a preceptor and establishing your practicum site, which can be anywhere in the world, including your place of employment.
State authorization is required for some RN-MSN applicants, so be sure to check your status in the State Authorization portion of the application.
CNL is a specialty that is currently available. The program lasts two years and six semesters.
The number of credits required for RN to BSN is N/A. However, the number needed for MSN is 38. The estimated minimum tuition cost is $57,380.
Because the program is entirely online, attending classes on campus is not required. Admission requires a 3.0 GPA, and the Commission approves the School on Collegiate Nursing Education.
Concordia University – Wisconsin
The College of Nursing at the University of Wisconsin is a solid all-arounder in faith-based universities.
Certification pass rates are excellent, alumni testimonials are positive, and Uncommon Scholarships are offered for business and academic partners to further their education and careers.
It is also committed to delving deeply into the problems of healing and healthcare.
All BSN-level students, for example, are required to study Genetics, Immunology, and Microbiology. In addition, all MSN students must complete a course on Global Perspectives.
The Online RN-BSN-MSN program at CUW is a comprehensive curriculum accessible in three concentrations: Nurse Educator, AGPCNP, and Family Nurse Practitioner.
You will complete the BSN and MSN degrees in approximately four years.
However, although the Nurse Educator track is entirely online, the NP routes will require a handful of brief on-campus visits.
Ensure you live in a suitable location before submitting your application—CUW does not accept applicants from certain states.
Additionally, students from Washington, DC, must complete their clinicals in Virginia.
The number of credits required for RN to BSN is 36 (including Six religious credits), while the number of credits needed for MSN is 30-32.
Estimated Tuition at the Lowest Level: $42,810. A 3.0 GPA is required for admission (a science GPA is evaluated as part of the process). The CCNE provides accreditation.
South Dakota State University
Affordability! South Dakota State University’s RN to MSN program is one of several out-of-state alternatives in our Top Online RN to MSN standings that cost less than $30,000.
Indeed, the College of Nursing (CON) is not well-known nationally, but it has excellent APRN pass rates and a long history of success in rural nursing programs.
SDSU’s Online RN to MSN program is a BSN/MSN combination program. A full-time commitment to your studies will allow you to earn your undergraduate degree in three semesters.
Your chosen concentration will determine the length of your MSN program and the total number of credits you earn.
Students can complete Non-NP specializations entirely online, but if you pick the thesis or project option, you may need to travel to a campus for a few days.
The FNP track is a hybrid program with online and in-person instruction in Rapid City or Sioux Falls.
Before applying, review the South Dakota State University Authorization by State Map.
You can choose from the following specialties: CNL, RN. Administrator, RN Educator, and FNP. The length of the program is 3-4 years.
An RN can earn 30 BSN credits, while an MSN can reach 31-58 credits. The bare minimum in terms of tuition is $29,946.
Non-NP tracks are not required on-campus, whereas FNP tracks require online and face-to-face coursework. a GPA of at least 3.0 is required to be considered for admission. CCNE is the organization that certifies accreditation.
University of Pittsburgh – Pittsburgh Campus
Pitt ranked among our top online RN to MSN programs. According to the publication, the study School of Nursing has rapid brand recognition in the working world. It consistently outperforms the national average in US News & World Report rankings.
It has earned excellence as one of the nation’s best nursing schools. On the other hand, former students are the actual judges of quality. In their reviews, nursing alumni have praised nearly every part of their educational experience, from the teaching to the curriculum.
Are you looking for hands-on leadership roles? Consider Pitt’s online RN to MSN program in Clinical Nursing or Nursing Informatics. You’ll acquire a BSN and be eligible for early entry to the MSN through these accelerated programs—24 credits from the undergraduate component count toward the graduate degree’s core courses.
The Informatics concentration is online; the CNL concentration is available online or in person. The program is around 2.5 years (7 to 8 terms). RN to BSN credits total 52 (24 of which apply toward an MSN), whereas MSN credits total 39.5-43.
Minimum Estimated Tuition is $50,918. Admissions Require a 3.0 grade point average and competitive GRE scores. CCNE certifies accreditation.
Georgia State University
It is an excellent value for Georgia residents but a more expensive option for nurses from other states—Georgia nurses should consider applying.
With a continuously high pass rate for nurse practitioner licensure, the Lewis College of Nursing and Health Professions has received overwhelmingly positive feedback from graduate students and graduates.
In addition, nursing scholarships are available for students pursuing degrees ranging from RN to MSN.
While the College can help with clinical placements, students are expected to take the initiative to locate sites when they are enrolled.
The Online RN to MSN Bridge Program at Georgia State University is designed for future nurse practitioners, especially registered nurses interested in pediatric primary care.
There are only two bridge courses required for the RN to MSN program, and the master’s degree is completed in a short amount of time (two semesters). If you work full-time, you’ll be through with your MSN in 2-3 years.
Part-time students often complete their degrees in three to four years.
Available subspecialties are Family Nurse Practitioner (FNPP), Pediatric Nurse Practitioner (PNPP), and Primary Care Physician (PCPP). Credits for the RN to BSN program are eight, but the MSN credit needed is 48.
Cost of Attendance: $28,200 in-state; $74,694 out-of-state (Out-of-State).
As the program is entirely online, there are no on-campus requirements. 2.75 GPA, GRE/MAT scores, and one-year nursing experience are required for admission (2 years preferred). CCNE is the certifying body for accreditation.
University of Mississippi Medical Center
The Online RN to MSN programs offered by UMMC are available in various formats.
The Nursing and Health Care Administrator track is online, although the hybrid nurse practitioner and nurse educator programs also need students to attend mandatory on-campus sessions in Jackson, Mississippi.
Students usually perform clinical hours and residencies in their home community; however, the school conducts any nurse practitioner’s clinical experiences in Mississippi. If you dedicate yourself to full-time study, you can complete your MSN in two years.
Nursing & Health Care Administrator, Nurse Educator, AGACNP, AGPCNP, FNP, and PMHNP are some available specialties. The program lasts two years and six semesters.
The RN to BSN program requires 16 credits, whereas the MSN program requires 37-50 credits.
Tuition Estimates: $27,870 (in-state); $53,025 (out-of-state) (Out-of-State). Requirements for On-Campus Activities: For the Administrator track, meetings and intensives will be held online; face-to-face meetings will be held in other ways.
NP. Tracks require a 3.0 GPA and one year of clinical RN experience in addition to the admission requirements. The Commission on Certification of Nursing Education (CCNE) certifies accreditation.
University of Maryland Baltimore
The University of Maryland Baltimore offers an accelerated Online RN to MSN program that allows you to earn both a BSN and an MSN in a little more than two years; the BSN fraction of the program includes six credits of graduate-level curriculum that you can apply to the MSN.
The MSN portion of the program requires you to complete an internship. If you choose the Leadership or Informatics programs, you can complete your degree online. On-campus courses will be offered as part of the Community/Public Health Nursing concentration.
Nursing Informatics, Health Services Leadership and Management, and Community/Public Health Nursing are some available specializations.
The program lasts approximately 2.5 years. The number of credits required for RN to BSN is 31, whereas the number needed for MSN is 38-40.
In-state tuition is expected to be $32,960; out-of-state tuition is expected to be $58,440. Campus Requirements: 100% online (Informatics, Leadership); a combination of online and face-to-face aspects (all other courses) (Public Health Nursing).
The minimum grade point average for admission is 2.5 overall and a 2.75-grade point average in science courses.
The Commission on Certification of Nursing Education (CCNE) accredits nursing programs.
Simmon’s Online RN to MSN program is geared toward aspiring family nurse practitioners (FNPs).
In 32 months/8 terms (four terms of undergraduate courses and four periods of MSN credits), you can complete the course if you work full-time.
However, you must attend an immersion weekend at the Boston campus before beginning clinical practicums in your local community. This is an online program with live weekly sessions.
FNP is an available specialty, and the program length is 2.5+ years (32 months). While RN to BSN requires no credits, MSN credits require 68 credits. Tuition for the bare minimum is estimated to be $82,280.
The campus immersion weekend is a requirement for the program.
A 3.0 GPA is required for admission, with a preference for 3.0. The Commission on Certification of Nursing Education (CCNE) certifies accreditation.
University of Arizona
Price, convenience, and reputation are the top three reasons you should consider attending the University of Arizona.
In contrast to some of the other options in our rankings, students at this higher education institute pay the same tuition rate whether they are from within or outside the state.
The College of Nursing is a formidable player on the national scene, and it boasts a faculty that is both experienced and well-versed in their fields.
If you’re interested in the leadership track, you’ll also like the College’s research strengths, which are numerous and varied (e.g., data & systems, health determinants & precision science).
The University of Arizona’s Online RN to MSN program is designed for convenience.
The entire program is delivered entirely online; most courses are only 7- weeks, and several start dates are available throughout the year.
A course on Clinical Systems Leadership and Nursing Education is available.
During the final 16 weeks of the program, you’ll collaborate with a supervisor to develop a patient-centered health management strategy or a nursing education program.
The program lasts two years and offers 11 RN to BSN credits, whereas the MSN program offers 30 credits. The estimated minimum tuition is $29,508 per year.
Because the program is entirely online, there are no on-campus requirements. Admission requirements include a 3.0 GPA and one year of nursing experience. The CCNE provides accreditation.
The University of Texas at Arlington
We are impressed by the University of Texas at Arlington’s College of Nursing and Health Innovation.
It is the largest public nursing college in the US, designated as a National League for Nursing Center of Excellence twice, and a national nursing research leader.
Significantly more, it is reasonably priced, even for students not from the state.
Because UTA seeks high-quality registered nurse applicants with outstanding GPAs, it should be no surprise that its graduates do well on APRN certification examinations and job placements.
You have two options regarding online RN to MSN programs at UTA: the shorter Online RN to MSN in Nurse Educator or Administration tracks or the longer, practitioner-focused Online RN to MSN FNP program.
You can obtain a BSN and an MSN through either option.
While the University of Texas at Arlington is an excellent choice for online learners who desire a flexible program with multiple start dates, residents of certain states are ineligible to enroll.
The program will last between three to three and a half years. Nursing to BSN credits is 32, whereas nursing to MSN credits is 36-43.
The estimated minimum tuition is $19,500 for non-NP specialties and $38,308 for NP. Specialties (FNP).
Because the program is entirely online, there are no on-campus requirements. Admission Requirements: 3.0 GPA and two years of nursing experience are required.
The Commission on Certification of Nursing Education (CCNE) certifies accreditation.
Conclusion On ADN To MSN Online
You do not need a bachelor’s degree to apply to any of the programs in our rankings; you may use it with an ADN/ASN or a diploma in nursing.
Examine the overviews and comparison sections to choose which online RN to MSN program fits you best. Every RN career path is unique, and we want to assist you in making the best decision possible for your specific scenario.